Call Us

North Star Oregon

Person-centered disability support services in Oregon that enrich the lives of individuals with intellectual & developmental disabilities (I/DD).

Black chevron pointing down.

Where Care Meets Community – North Star Oregon Guides the Way.

Unlocking Potential, Enriching Lives: Disability Support Services in Oregon

At North Star Oregon, we're dedicated to empowering individuals with disabilities to live their best lives. As a leading disability support provider in Oregon, our mission is to help people with disabilities achieve their unique goals and aspirations. Our compassionate team offers personalized support services, carefully tailored to address each individual's specific needs and challenges.


Promoting Independence, Inclusion, and Well-being

We provide a comprehensive range of disability support services in Oregon, designed to foster independence, inclusion, and overall well-being.


Our services include:

  • In-home and attendant care: Receiving the support you need in the comfort of your own home.
  • Day support activities: Participating in engaging programs to develop skills and build meaningful connections.
  • Skill-building programs: Gaining the tools and confidence to reach your full potential.
  • Employment support: Receiving guidance to find and succeed in fulfilling employment opportunities.
  • Recreational activities: Exploring new experiences, finding joy, and building a sense of community.


Your Partner on the Journey to Empowerment

At North Star Oregon, we believe in the potential within every individual. Our experienced team is dedicated to providing the highest level of support, guidance, and advocacy to help you navigate your journey. If you or a loved one require disability support services in Oregon, trust in our expertise and unwavering commitment. Contact us today to learn more about our services and discover how we can make a meaningful difference in your life.



Empowering Individuals, Enriching Communities: Disability Support in Oregon

At North Star Oregon, we believe in the power of personalized support. As a leading disability service provider in Oregon, our mission is to empower individuals with disabilities to thrive in their communities. Our dedicated team delivers tailored care and passionate advocacy to help you live life on your own terms.


Your Ally on the Journey to Independence

Navigating the complex world of disability support services can be challenging. That's where North Star Oregon steps in. Our experienced team offers a comprehensive range of services designed to meet your unique needs and goals, from in-home care to engaging day programs and empowering skill-building activities.


Committed to Supporting You

  • In-home care support: Our compassionate caregivers provide personalized assistance with daily tasks, enabling you to maintain independence in the comfort of your own home.
  • Day support activities: Participate in meaningful programs that foster community connections, skill development, and overall well-being.
  • Skill-building programs: Acquire the skills necessary for self-sufficient living, from mastering daily routines to exploring fulfilling recreational activities.
  • Advocacy: Our dedicated advocates champion your rights, ensuring access to the resources and opportunities you deserve.


Embrace the Power of Empowered Living

Don't let disability limitations hold you back. Contact North Star Oregon today to learn more about our disability support services in Oregon, and discover how our team can help you achieve your goals and live a fulfilling life.


Experience the Comfort of Home with Compassionate In-Home Care in Oregon

At North Star Oregon, we understand that home is where the heart is. That's why we provide personalized in-home attendant care services in Oregon, empowering individuals with disabilities to live safely and independently in the comfort of their own homes. Our compassionate attendants deliver reliable and tailored care, respecting your unique needs and preferences.


Your Care, Your Way

We believe in the power of personalized care. That's why we work closely with you and your family to create customized care plans that honor your strengths, acknowledge your challenges, and support your goals. From assisting with daily routines to promoting your autonomy, our attendants are dedicated to enhancing your well-being and quality of life.


Supporting Your Independence

  • Assistance with daily living tasks: Our attendants provide respectful support with bathing, grooming, meal preparation, and more, prioritizing your dignity and comfort.
  • Ongoing support: Rely on our continuous support to ensure your well-being, whether you need a few hours of care per day or 24/7 assistance.
  • Customized care plans: We develop care plans in partnership with you, addressing your unique needs and preferences.
  • Promotion of autonomy: We empower you to make your own decisions and maintain your independence, supporting you in living life on your own terms.


Trustworthy Partners in Care

At North Star Oregon, we're committed to providing high-quality, person-centered in-home care that prioritizes your safety, dignity, and independence. If you or a loved one require in-home attendant care in Oregon, we're here for you. Contact North Star Oregon today to learn more about our services and discover how we can support you in maintaining your comfort and well-being at home.


IN-HOME ATTENDANT CARE SERVICES

Discover the Power of Community: Day Support Activities in Oregon

At North Star Oregon, we believe in the transformative power of community. That's why we offer engaging and enriching day support activities (DSA) in Oregon, designed specifically for individuals with intellectual and developmental disabilities. Our programs foster socialization, skill-building, and community integration in a warm, inclusive environment.


Thrive in Your Community

Imagine a day filled with meaningful connections, enriching activities, and opportunities to contribute in ways that bring you joy. At North Star Oregon, we make that vision a reality. Our diverse programs, from arts and crafts to fitness classes, educational workshops to volunteer opportunities, are tailored to meet your unique needs and interests.


Reach Your Full Potential

Socialization: Connect with peers and build lasting relationships in a supportive community.

Skill-building: Develop new skills and confidence through engaging, adaptive activities.

Community integration: Engage with your community, contribute in meaningful ways, and experience a sense of belonging.


Your Path to a Fulfilling Life

At North Star Oregon, we're committed to helping you lead a more connected, fulfilling life. Our dedicated staff provide person-centered programs that nurture growth, inclusion, and well-being. If you or a loved one seeks day support activities in Oregon, we're here to support you. Contact North Star Oregon today to learn more about our services, eligibility, and how we can empower you to thrive in your community.


DAY SUPPORT ACTIVITIES DSA CALENDAR
Group of friends smiling in a circle, looking down. Sunny day, various colored shirts, trees in background.

ABOUT Us

At North Star Oregon, we are deeply committed to providing person-centered disability support services in all through out Oregon that enrich the lives of individuals with intellectual and developmental disabilities (I/DD). Our small, dedicated agency shines brightly in the heart of Corvallis,  Oregon, offering a constellation of in-home and community group activities tailored to meet the unique needs and preferences of each person we serve. We understand the importance of family in the journey of care, which is why we embrace a family-focused approach, working hand in hand with loved ones to foster a supportive and inclusive environment.


Our services are not just about care but about creating moments of joy and engagement through day support activities and in-home attendant care services. With a team of available and compassionate staff, we ensure that each person we serve experiences fun and engaging activities that promote personal growth and community involvement. From art workshops to outdoor adventures, every activity is designed to bring a smile to the faces of everyone and their families. We serve people from all walks of life and all ages, including children, adults, and seniors throughout Oregon. At North Star Oregon, we don’t just navigate the path of care—we celebrate it, lighting the way to a brighter, more connected community for those we serve and their families.



LEARN MORE

NEWS & ARTICLES

By Jeremy Allen April 30, 2026
This June marks 27 years since the United States Supreme Court handed down its decision in Olmstead v. L.C. — one of the most consequential disability rights rulings in American history. If you're a family member of someone with an intellectual or developmental disability, or a person with I/DD yourself, you may not have heard the name Olmstead. But you have very likely lived inside the world it created. Every time someone with I/DD lives in their own apartment instead of an institution, attends a community-based day program instead of a sheltered workshop, joins a public school class instead of being segregated, or gets to choose where, how, and with whom they live — Olmstead is part of the reason that's possible. As we approach the anniversary of this landmark ruling, we want to take a moment to share what Olmstead is, what it has changed, what it has not yet changed, and why it remains the legal and moral foundation of community-based services like the ones we provide at North Star Oregon. A Brief History: Two Women in Georgia The story of Olmstead begins not with policy but with two women — Lois Curtis and Elaine Wilson — who were living at Georgia Regional Hospital, a state-run psychiatric institution, in the mid-1990s. Both women had intellectual disabilities and mental health diagnoses. Both had been institutionalized for years. And both had been told by their treatment teams that they no longer needed to be in the hospital — that they could live successfully in the community with appropriate supports. But the community supports they needed weren't available, or weren't being offered. So they remained in the hospital, year after year, even though everyone agreed they didn't need to be there. With the help of the Atlanta Legal Aid Society, they sued the state of Georgia, arguing that the unjustified institutionalization of people who could live in the community violated Title II of the Americans with Disabilities Act (ADA). Their case made its way to the U.S. Supreme Court. In June 1999, the Court ruled in their favor. What the Court Actually Said The Olmstead decision is technically narrow but philosophically vast. In a 6-3 ruling, the Court held that under the ADA, states are required to provide community-based services to people with disabilities when: Such services are appropriate. The individuals affected do not oppose community-based treatment. The placement can be reasonably accommodated, taking into account the resources available to the state and the needs of others receiving disability services. In plain language: if a person with a disability can live and receive services in the community rather than in an institution, and they want to, the state must make that possible — except in narrow circumstances. Unjustified segregation, the Court ruled, is itself a form of discrimination prohibited by the ADA. That last sentence is the heart of it. Unjustified segregation is a form of discrimination. For decades before Olmstead, the default response to disability — particularly intellectual and developmental disability — was to separate people from the rest of society. Large state institutions warehoused tens of thousands of people with I/DD across the country. Children were taken from their families and placed in these settings, sometimes for life, often based on doctors' recommendations to parents that they should "let go" and "move on." Olmstead didn't end that history overnight. But it did establish, in the highest court in the country, that the practice was wrong — and that doing the opposite (supporting people in their communities) wasn't just kind or progressive but legally required. What Olmstead Has Changed In the 27 years since the decision, the landscape of disability services has shifted dramatically. Institutional populations have continued to decline. In 1967, there were nearly 200,000 people with I/DD living in state institutions in the United States. Today, that number is under 16,000 nationally and continues to drop. Oregon closed its last state institution for people with I/DD, Fairview Training Center, in 2000 — the year after Olmstead. The state has not built another one. People who previously would have lived in institutions now live in their own homes, with family, in foster care, or in small group homes — supported by community-based services. Community-based service systems have grown. Medicaid Home and Community-Based Services (HCBS) waivers — like the ones Oregon uses to fund North Star's services — were expanded and strengthened in the years following Olmstead. The 1915(c) waivers and Oregon's K Plan are direct descendants of the Olmstead mandate. Without them, the kind of in-home attendant care and community-based DSA programs we provide simply wouldn't exist at this scale. Person-centered planning has become the standard. The Individual Support Plan (ISP) process — where a person's preferences, goals, and choices drive the services they receive — owes its prominence to Olmstead's emphasis on integration and individual choice. Sub-minimum wage and sheltered workshops have come under scrutiny. Oregon, in particular, has been a national leader in transitioning away from segregated employment settings toward integrated, community-based work. The state's Employment First initiative, formalized through executive orders and legal settlements in the 2010s, was driven in significant part by Olmstead obligations. Day services have moved into the community. The North Star Oregon DSA model — community outings, volunteering, real workplaces, public libraries, museums, parks, neighborhoods — is itself an Olmstead-era model. Day services that take place primarily in segregated buildings, with the same group of people every day, doing activities that wouldn't be available to non-disabled adults in the same age range, are increasingly being phased out as inconsistent with the integration mandate. What Olmstead Has Not Yet Changed It would be inaccurate to say Olmstead has fully delivered on its promise. Twenty-seven years on, gaps remain. Waiting lists for community-based services remain long. In many states, including Oregon at times, the demand for HCBS waivers has exceeded the supply. Oregon does not currently maintain a waiting list for I/DD waiver services, which is something the state should be commended for. But the workforce shortage in direct support — caused largely by stagnant wages — has created a different kind of access problem: services are authorized but providers can't be found to deliver them. People in nursing homes are still under-served by Olmstead. A significant share of the Olmstead litigation in recent years has focused on people with disabilities living in nursing facilities who could be supported in the community but aren't, because the state's system is structured around institutional rather than community placements. People with the most complex needs sometimes still struggle. The integration mandate is for everyone, but the rhetoric of community-based services can sometimes leave behind people whose support needs are intensive, especially when funding doesn't keep pace with the cost of high-quality community supports for those individuals. Segregation can take subtler forms. A person can technically live "in the community" while still being functionally segregated — going from a group home to a sheltered workshop and back, with little real participation in community life. Olmstead requires not just physical placement in the community but meaningful integration. Living in a community is not the same as being part of one. The work is not done. Why Olmstead Matters at North Star Oregon We think about Olmstead often, even when we're not naming it. When a parent-caregiver chooses to be hired as a W-2 employee to care for their own adult son in a shared-home setting — that's Olmstead. The person isn't being moved into an institution; they're being supported at home with their family. When a young woman in our Eugene DSA program decides she wants to spend her Tuesdays volunteering at the humane society and her Thursdays taking a community college painting class — that's Olmstead. Her day looks like the day of any other young adult in Eugene with similar interests, not a clinical setting. When a man in our Salem program rides the bus to work, eats lunch at a downtown café where the staff know his name, and goes home to an apartment he shares with a friend — that's Olmstead. He is not in an institution. He is a member of a community. When we reject the term "clients" in favor of "the individuals we support," that's a small linguistic choice rooted in a much larger philosophical one: the people we work with are people first, with their own preferences, dreams, and rights, not subjects of a service. What This Means for Families If you are a parent, sibling, spouse, or family member of someone with I/DD, the Olmstead decision gives you legal grounding for some of the things you instinctively want for the person you love: They have a right to live in the most integrated setting appropriate to their needs. They have a right to participate in planning their own services and lives. They have a right to refuse institutional placement when community-based services would meet their needs. They have a right to providers who treat them as members of the community, not as patients to be managed. If you ever feel like you are being pushed toward a more segregated, more institutional, more restrictive setting than your loved one needs — you have legal and moral standing to push back. Olmstead is part of the bedrock you can stand on. If a service system is not working for your family, you can advocate for change. You can contact your CDDP services coordinator. You can reach out to advocacy organizations like Disability Rights Oregon, which is Oregon's federally designated Protection and Advocacy agency. You can talk to your state legislator. You can connect with other families who have walked similar paths. Looking Forward A generation ago, the future for many people with I/DD was institutional. That future is no longer the default — and that is largely because of the women and men, like Lois Curtis and Elaine Wilson, who refused to accept it as inevitable, and the courts and legislatures that listened. The next chapter of disability rights is being written now, by today's self-advocates, today's families, today's direct support professionals, and today's policymakers. The work is incomplete, but the direction is clear: more inclusion, more choice, more community. At North Star Oregon, we consider it a privilege to be part of that work. The people we support are not "served" by us; they are walking through their own lives with us walking beside them, and we are better for the company. To learn more about our community-based services — In-Home Attendant Care across Oregon and Day Support Activities in Albany, Corvallis, Eugene, Springfield, Salem, and Tangent — visit northstaroregon.com or reach out to our team. We'd be honored to be a part of your community.
By Jeremy Allen April 30, 2026
Summer in Oregon is a season worth celebrating. After a long gray winter and a rainy spring, the sun returns with real conviction — and with it comes the chance to spend time outdoors, visit the coast, work in the garden, or simply sit on the porch and listen to the neighborhood come alive. For the individuals we support — children, adults, and seniors with intellectual and developmental disabilities (I/DD) — summer opens up possibilities that matter. It also opens up a handful of safety considerations that caregivers do well to think through in advance. Heat, sun, hydration, sensory overload, water safety, medication interactions, and changes in routine can all affect individuals with I/DD in distinct ways. A little preparation goes a long way toward making summer a season of joy rather than one of crisis management. This guide is for Oregon parents, parent-caregivers, Direct Support Professionals (DSPs), and family members who want to help the people they love have the best summer possible. It draws on what we've learned over years of supporting families across the Willamette Valley, and it's written to be practical — not to lecture you or add to the mental load you're already carrying. Why Summer Requires Extra Thought Many individuals with I/DD experience the body and the environment differently than their neurotypical peers. Some of the factors that can make summer trickier include: Difficulty recognizing or communicating discomfort. A person who can't easily say "I'm hot" or "I'm thirsty" may not realize — or may not be able to tell a caregiver — that something is wrong until symptoms are more advanced. Medication effects. A number of medications commonly prescribed to individuals with I/DD (certain antipsychotics, anticholinergics, some seizure medications, ADHD stimulants, and others) can reduce the body's ability to regulate temperature or increase sensitivity to sun. Sensory processing differences. Heat, humidity, bright light, sunscreen textures, swimsuit fabrics, bugs, and sudden loud sounds (fireworks, lawnmowers, crowds at festivals) can push a sensitive nervous system past its comfort zone quickly. Routine disruptions. Summer often means schedule changes — no school, different staff, travel, vacations, or different daily rhythms. Predictability is soothing. Unpredictability can be stressful. Hydration challenges. Individuals who have trouble swallowing, who forget to drink, or who are dependent on others for fluids need more active support in hot weather. None of these challenges are reasons to stay inside. They are reasons to plan well and to pay close attention. Heat Safety: The Basics Oregon summers have been running warmer in recent years, and multi-day heat waves are no longer unusual in the valley. That's a meaningful shift. A few foundations: Know the early signs of heat illness. Heat exhaustion and heat stroke don't usually arrive all at once. Earlier signs include flushed skin, unusual tiredness, irritability, headache, nausea, dizziness, and a pulse that feels faster than usual. Heavy sweating may slow or stop as things get worse. In a person who struggles to report symptoms, you are looking for changes — a quieter mood, a reluctance to keep playing, a sudden request to sit down, a change in skin color. Move quickly when you see them. Get the person into shade or air conditioning. Offer cool (not ice-cold) fluids if they can drink safely. Use cool, damp cloths on the neck, wrists, and forehead. Remove excess clothing. If symptoms don't clear up within 15 to 20 minutes — or if they seem to be worsening, especially with confusion, loss of consciousness, or very high body temperature — call 911. Heat stroke is a medical emergency. Plan around the heat, not through it. Schedule outdoor time for mornings and evenings during hot stretches. Save the middle of the day for the library, the mall, an indoor pool, a movie, or time at home with the AC on. This isn't giving up on summer — it's working with it. Check medications. A five-minute conversation with your pharmacist about heat sensitivity can change the way you approach the season. Some medications need to be stored in cool places; some amplify sun sensitivity; some affect thermoregulation. Knowing which apply to your loved one is worth your time. Cool surfaces aren't always cool. Playground equipment, car seats, metal buckles, sand, and dark asphalt can all reach temperatures that cause burns. Test surfaces with the back of your hand before your loved one touches them. Cars are not safe. This is true for all of us, but especially true for individuals who may not be able to get out on their own or communicate distress. Never leave someone in a parked car in summer, even for a moment, and even with windows cracked. Temperatures rise dramatically within minutes. Hydration That Actually Works "Drink water" is easy advice to give. Making it happen for an individual who doesn't feel thirst, who can't pour their own drink, who has specific preferences, or who has swallowing challenges is another matter. A few strategies that work in real households: Put fluids everywhere. A water bottle in every bag, every room, every vehicle. Out of sight is out of mind — including for caregivers on a hot day. Offer variety. Water is ideal, but it's not the only option. Low-sugar electrolyte drinks, flavored waters, herbal iced teas, milk, smoothies, popsicles, watermelon, cucumbers, and broths all count toward hydration. For someone with a strong preference, meeting them where they are works better than a power struggle. Build hydration into routine. Linking drinks to daily events ("we always have a cup of water when we come inside") creates a habit that doesn't depend on remembering. Watch output. Fewer bathroom trips, darker urine, and dry mouth are early warning signs. In a nonverbal individual, this kind of practical tracking can catch dehydration before it becomes dangerous. Respect swallowing needs. Individuals with dysphagia may need thickened fluids or specific positioning. If you're unsure, check in with a speech-language pathologist or healthcare provider. Don't just push fluids without considering safety. Sun Protection That Respects Sensory Needs Sunscreen, hats, and UV-protective clothing are great — in theory. In practice, they can run into sensory barriers that caregivers know all too well. A few things that help: Try different formulations. Mineral sunscreens, lotions, sticks, sprays, and creams all feel different on skin. A brand that one person hates, another might tolerate. Test small patches at home before a big outing. Apply before other things. Sunscreen on clean, cool, dry skin sinks in better. Applying it in a rushed way right before leaving the house — when everyone is already overstimulated — rarely goes well. Use clothing where possible. UV-protective swim shirts, wide-brimmed hats, and lightweight long sleeves can reduce the amount of sunscreen needed on skin, which is often easier for people with sensory sensitivity. Sunglasses matter. Bright light can be genuinely painful for sensitive individuals. Good sunglasses, especially paired with a brimmed hat, can turn an overwhelming outdoor experience into a comfortable one. Water Safety Drowning is a leading cause of accidental death for children with autism, and water risks apply to adults too — especially those who are drawn to water but may not understand depth, currents, or their own swimming limits. If your loved one will be around water this summer — pools, rivers, lakes, the coast, even bathtubs — make a plan: Use a well-fitted, Coast Guard-approved life jacket for any open water activity, regardless of the individual's swimming ability. Always have a designated water watcher whose only job is watching. Not grilling, not chatting, not scrolling. Watching. Be honest about your loved one's skills. "Can swim" and "is safe swimming alone" are two very different things. Consider adaptive swim lessons. Organizations across Oregon offer instruction designed for people with disabilities. Even basic water safety skills can save lives. Treat rivers with respect. The Willamette and other Oregon rivers can be swift and cold even when they look calm. Current hazards aren't always visible. Sensory-Friendly Summer Summer brings a lot of sensory input: heat, bright sun, new smells, insects, crowds, fireworks, changing clothes, different foods. For some individuals, those changes are exciting. For others, they're exhausting. A few principles for sensory-friendly summer planning: Map the day before you live it. Preview outings with pictures, video, or social stories when possible. Knowing what's coming reduces anxiety. Build in recovery time. If you're planning a big outing, plan a quiet day on either side. Stamina for sensory input is a finite resource. Pack a comfort kit. Noise-reducing headphones, a favorite fidget, a weighted lap pad, sunglasses, extra water, a change of clothes, and any essential food or snacks can turn a possibly-hard day into a manageable one. Pay attention to fireworks. Fourth of July and other summer celebrations can be deeply distressing for individuals with sensory sensitivities.  Planning ahead — staying home with a calm activity, using headphones, or traveling somewhere quieter — is not "missing out." It's respecting a real need. Have an exit plan. For every outing, know how you will leave early if needed. Knowing the exit exists can be what allows someone to stay. The pressure to tough it out is what causes meltdowns; permission to leave is what allows enjoyment. Maintaining Routine in an Unstructured Season For children who thrive on school schedules and for adults whose day programs take a summer break, the unstructured parts of summer can be harder than the heat. Loss of structure, staff, transportation, and social contact can lead to increased anxiety, behavior changes, and regression on skills. A few supports that help: Keep some anchors. Wake-up and bedtime routines, meal times, and a few predictable weekly activities create structure even when the calendar is otherwise loose. Use visual schedules. A simple morning-to-evening picture schedule, updated daily, does more than you'd think. Maintain some connection with day programming when possible. Our DSA programs run through the summer in most locations, with schedules built to respect summer rhythms while still offering meaningful community engagement. Plan for transitions back to school. A few weeks before September, start easing back into school-year routines — bedtime, morning prep, lunchboxes, the works. Emergency Preparedness for Summer Hazards Oregon summers bring some specific environmental risks worth preparing for: Wildfire smoke. During smoke events, keep indoor air as clean as possible, use air purifiers if you have them, stay inside, and reschedule outdoor plans. For individuals with asthma or other respiratory conditions, a plan with your healthcare provider is essential. Power outages. Heat waves can strain the grid. If your loved one depends on powered medical equipment, refrigerated medications, or cooling, have a backup plan — generator access, identifying a cool place to go, knowing where chargers are. Ticks and other pests. Oregon has ticks in much of the valley and coast range. Light-colored clothing, repellents you tolerate, and checking skin after outdoor time are all worth building in. Travel kits. If you're heading to the coast or on a longer trip, a kit with medications, essential documents, comfort items, sensory supports, backup clothing, and snacks will save you. A Note on Caregivers You cannot take care of someone else well if you are running on empty. Summer, with its unstructured days and altered routines, can be particularly tough on parent-caregivers. Make sure you have: Someone to call. A trusted person who will pick up the phone on a hard day. Some physical relief. Relief care hours, a short break, time alone to drink a cup of coffee that doesn't get cold. Permission to scale back. Not every week needs to be packed with adventure. A quiet summer is also a good summer. If you could use more support with relief care, attendant care hours, or day programming for your loved one this summer, we're here for that. You don't have to be in crisis to ask. In fact, the best time to build support is before you need it. Bringing It All Together The goal isn't a perfect summer. No family has one. The goal is a summer full of small good moments — moments made possible because you thought ahead about the water bottles, the shaded bench, the backup plan, the favorite snack, the quieter route home. That kind of thoughtful planning isn't hovering or overprotective. It's what caregiving looks like when it's done well. The individuals we support deserve to experience Oregon summers fully. They deserve lake days, ice cream cones, trail walks, and long evenings on the porch. And they deserve caregivers — family and professional alike — who have the support and knowledge to make those experiences possible. If you'd like to talk through how North Star Oregon can help your family this summer, whether through in-home attendant care, relief care, or Day Support Activities in Albany, Corvallis, Eugene, Springfield, Salem, or Tangent, please reach out. Visit northstaroregon.com to learn more or contact our team directly. Summer is here — let's make it a good one. --- North Star Oregon provides In-Home Attendant Care and Day Support Activities for individuals with intellectual and developmental disabilities across Oregon, funded through the K Plan and 1915(c) Medicaid waivers. This article is general information and not a substitute for medical advice. Always consult your loved one's healthcare team about specific medical, medication, and safety questions.
By Jeremy Allen April 28, 2026
Most parents of an adult child with an intellectual or developmental disability share a quiet, persistent worry. It does not always have a name, but if you sit with it long enough, the question is the same: what happens when I am no longer here? Or, almost as pressing: what happens when I am too tired, too aged, or too unwell to keep coordinating everything I have been coordinating for the last twenty or thirty or fifty years? This worry is not a flaw. It is one of the clearest signs of love. And while it cannot be made to disappear entirely, it can be substantially eased by something families often put off because it sounds intimidating: a real long-term plan. At North Star Oregon, we walk with families through many practical decisions, and while we are not financial planners or attorneys, we have seen which planning pieces actually help families feel grounded. Three of them stand out: a Special Needs Trust, a Letter of Intent, and an Oregon ABLE Savings Plan account. This is an educational guide. Every family's situation is different, and decisions about trusts, estates, and benefits planning should always be made with a qualified attorney and financial advisor who specialize in disability law. Why "Just Leaving Money to My Child" Does Not Work It is the most natural impulse in the world. Parents save, scrimp, build a small estate, and assume they will leave it to their child with disabilities so that child has a financial cushion for the rest of their life. Unfortunately, in the way most estates are written, this can do active harm. Many of the supports an adult with I/DD relies on — Supplemental Security Income, Oregon Health Plan, Medicaid-funded In-Home Attendant Care, Day Support Activities — are means-tested. They are available to people whose countable assets stay below a fixed limit, currently $2,000 for an individual on SSI. An inheritance, a life insurance payout, or a well-meaning grandparent's bequest can push an individual over that limit overnight, suspending or terminating the very benefits that fund their daily life. The intended gift becomes the cause of the crisis. We have seen it happen. The good news is that this is exactly the situation special needs planning is designed to prevent. Special Needs Trusts: The Foundation of the Plan A Special Needs Trust, sometimes called a Supplemental Needs Trust, is a legal arrangement that allows assets to be held for the benefit of a person with a disability without being counted as that person's resources for means-tested benefits purposes. Funds in a properly drafted SNT can pay for a wide range of supplemental needs — therapies, recreation, education, adaptive equipment, accessible vehicles, vacations, and many other things — without disqualifying the beneficiary from SSI, Medicaid, or other public benefits. Three main types come up in family planning: Third-Party Special Needs Trusts are funded with assets that have never belonged to the person with a disability. These are the trusts parents and grandparents typically set up. They can be created during the parent's lifetime or as part of their will or revocable trust. Crucially, when the beneficiary dies, the remaining funds can pass to other family members or chosen heirs — they do not have to repay Medicaid. First-Party Special Needs Trusts, sometimes called (d)(4)(A) trusts, are funded with assets that already belong to the individual with the disability — for example, a personal injury settlement or an unexpected inheritance. They serve the same protective purpose, but federal law requires that any funds remaining at the beneficiary's death first be used to repay Medicaid for services provided during the beneficiary's lifetime. Pooled Special Needs Trusts, run by nonprofit organizations, combine funds from many beneficiaries for investment purposes while maintaining individual sub-accounts. They can be a good fit when the assets to be protected are smaller, when no family member is a strong fit to serve as trustee, or when professional administration is preferred. Oregon families have access to several pooled trust options. Choosing among these — and drafting a trust that actually does what you intend — is not a do-it-yourself project. The attorney's specialty matters. Generic estate planners sometimes produce documents that technically exist but do not interact correctly with SSI, Medicaid, and Oregon's specific I/DD service rules. Look for an Oregon attorney who specifically practices special needs planning or elder law with a disability focus. Funding the Trust: Where the Assets Come From A trust without funding is just a piece of paper. Families typically fund a Special Needs Trust through a combination of sources: Life insurance is one of the most common. A whole or term policy on one or both parents, with the SNT as the beneficiary, can ensure that meaningful funds become available exactly when they are most needed. Retirement account designations — IRAs, 401(k)s, and similar accounts — can name the SNT as a beneficiary, though the post-SECURE Act distribution rules around inherited retirement accounts add complexity that requires careful planning. Direct contributions during the parent's lifetime are possible, and sometimes desirable for tax or estate-equalization reasons. Wills and revocable trusts can pour assets into the SNT at the parent's death. Family contributions from grandparents, aunts, uncles, and others should always be directed to the SNT rather than to the individual directly. This is one of the most important conversations to have with extended family well in advance of any estate event. The goal is not necessarily to fund the trust to a high dollar amount. The goal is to make sure that whatever resources do exist are protected and usable for the person's benefit. The Letter of Intent: The Document Nobody Talks About Enough A Special Needs Trust handles money. A Letter of Intent handles everything else. A Letter of Intent is a non-legal document that captures everything a future caregiver, trustee, guardian, or care team would need to know about the person with a disability if you were no longer there to tell them. It is not legally binding, but it is one of the most practical and powerful documents a family can produce. It is also, for many families, the hardest to start, because it is the document that most directly forces the question we usually keep at arm's length. A strong Letter of Intent typically includes: The person's full identity story — preferred name, pronouns, family relationships, important people in their life, and how they identify themselves. Daily routines, preferences, comforts, and dislikes — including foods, clothing, sensory preferences, sleep patterns, and communication style. Medical history and current providers, medications, allergies, and any specific protocols that have proven important. This section should be updated whenever it changes. Communication considerations — how the person communicates, what supports they use, what helps them when they are dysregulated, and what does not. Educational and vocational history, current activities, friendships, and community involvement. Religious or spiritual practices and what role they play in the person's life. Hopes, dreams, and goals — both the person's own goals where they can articulate them, and what the family understands about what brings the person joy. Financial and benefits information — what programs the person is enrolled in, who manages what, and how to reach the right people. Names and contact information for the person's circle of support, including extended family, friends, providers, doctors, attorneys, and trustees. The Letter of Intent is meant to be revised. Many families set a calendar reminder to update theirs once a year, often around a birthday or annual ISP meeting. The document grows with the person's life, and that is the point. Oregon ABLE Savings Plan: The Tool for Today While a Special Needs Trust handles long-term planning, the Oregon ABLE Savings Plan addresses something different: the ability for the individual themselves (or family members and friends on their behalf) to save and spend without jeopardizing benefits, in a way that the person can have direct control over. Authorized by the federal Achieving a Better Life Experience Act of 2014, ABLE accounts are tax-advantaged savings accounts for eligible individuals with disabilities. Eligibility generally requires that the disability began before age 26 (rising to age 46 starting in 2026 under the ABLE Age Adjustment Act) and meets the SSI definition of disability. Key features of an Oregon ABLE account: Contributions can come from the account owner, family, friends, or employers, up to an annual limit (currently aligned with the federal gift tax annual exclusion). Account balances up to $100,000 are not counted as resources for SSI purposes. Higher balances can affect SSI but generally do not affect Medicaid eligibility. Earnings in the account grow tax-free. Withdrawals are tax-free when used for "qualified disability expenses," a category that is interpreted broadly and includes housing, transportation, education, employment supports, health, assistive technology, financial management, and basic living expenses. The account is owned by the individual with the disability. This is meaningful. ABLE accounts are one of the few tools that explicitly position the person with a disability as the account holder, with all the dignity that implies. For many Oregon families, the practical sequence is straightforward: open an Oregon ABLE account for routine savings and family contributions, and establish a Special Needs Trust for larger inheritances and long-term planning. The two tools complement each other rather than competing. Coordinating With Public Benefits The whole point of these planning tools is to protect the person's eligibility for the public benefits that fund their daily life. That makes coordination essential. Before establishing or funding any of these tools, families should understand which benefits the individual currently receives or will be eligible for: SSI, Social Security Disability Insurance (SSDI) if applicable, Oregon Health Plan, Medicare if applicable, Oregon's K Plan and 1915(c) waiver-funded I/DD services, SNAP, and housing assistance, among others. Each program has its own rules about what counts as a resource and what counts as income, and the rules occasionally interact in surprising ways. A planning attorney or benefits counselor can map this out clearly. Disability Rights Oregon and the Oregon Council on Developmental Disabilities are also valuable resources for families trying to understand the landscape. Common Mistakes Families Make Across the families we have walked alongside, certain planning mistakes show up repeatedly: Naming the individual with a disability as a direct beneficiary on life insurance policies, retirement accounts, or wills, rather than directing those assets to a Special Needs Trust. Setting up a generic trust through a non-specialized estate planner that does not actually qualify as an SNT under federal rules. Failing to communicate the plan to extended family, leading to grandparents or aunts and uncles leaving direct gifts that disrupt benefits. Funding a trust but never updating the Letter of Intent, leaving future caregivers with money but no map. Waiting too long. Estate planning becomes more difficult, more expensive, and more emotionally fraught when it is done in crisis or under time pressure. Assuming that a sibling will simply take over without ever talking to the sibling about whether they are willing, what role they would actually want, and how they would handle competing demands of their own family and career. None of these mistakes are signs of bad parenting. They are signs of how complex this system is and how rarely families are walked through it intentionally. Where to Start If you have not done special needs planning yet, the most useful first step is usually a consultation with a qualified Oregon special needs attorney. Many offer free or reduced-cost initial consultations, and the conversation alone often clarifies what your family actually needs. In parallel, families can begin a draft Letter of Intent at any time. There are templates available through several disability advocacy organizations that can be customized to your family. Even a rough draft is more useful than a blank page. For the ABLE Savings Plan, families can learn more and open accounts directly through the Oregon ABLE Savings Plan website. Setup is straightforward and does not require an attorney. Caring for the Caregiver, Too This kind of planning is hard partly because it asks parents to think clearly about a future they would prefer not to imagine. But the families who do this work tell us, almost universally, that they sleep better afterward. The worry does not vanish, but it becomes manageable. It moves from a vague, looming dread to a set of decisions that have actually been made. At North Star Oregon, we support individuals with I/DD and their families across Oregon. While long-term financial and estate planning is outside our direct services, we believe deeply that whole-family support means caring about whole-family stability — which includes the long arc of life, not just the next month. If you have questions about how our In-Home Attendant Care or Day Support Activities programs fit into your family's overall plan, or if you would like to talk through where you are in your planning journey, we would welcome the conversation. Visit northstaroregon.com to learn more about our services and to get in touch with our team.
MORE POSTS